MSME BANKER (First Edition) – RAJANI KANTA BISWAL

*ABOUT THIS BOOK*

_MSME Banker: A Complete Reference_ is structured across fifty-three chapters, progressing logically from core fundamentals to advanced, emerging themes in MSME finance.

The book begins with the regulatory framework and definitions that shape the MSME sector, then builds through financial literacy, documentation, collateral and guarantees, and core credit products. It covers credit appraisal, export-import finance, government schemes, and the full lifecycle of loan monitoring, recovery, and compliance. Later sections explore digital banking, risk management, and forward-looking areas like embedded finance, ESG-linked lending, and AI in credit underwriting.

Designed for both bankers and entrepreneurs, this book serves as a practical, end-to-end guide. For Banking professionals, it sharpens appraisal and monitoring skills. For Business owners, it unlocks the banking system by demystifying processes, schemes, and best practices.

At every stage of the MSME financing journey, _MSME Banker_ is your trusted reference book and field companion.